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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,980 | $215,361-87.0% | $171,082-83.6% | $273,972-89.8% |
| Participation rate | 58.3% | 82.0%-23.7pp | 76.7%-18.4pp | 83.0%-24.7pp |
| Annual return | 3.74% | 25.14%-21.4pp | 32.56%-28.8pp | 41.46%-37.7pp |
| Employer contribution / active EE | $0 | $4,967-100.0% | $4,002-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $5,718 | $5,543+3.2% | $4,797+19.2% | $5,287+8.2% |
| Admin fee / account holder | $30,392 | $10,846+180.2% | $8,520+256.7% | $10,133+199.9% |