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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,168 | $86,298-11.7% | $111,308-31.6% | $85,847-11.3% |
| Participation rate | 100.0% | 73.3%+26.7pp | 77.3%+22.7pp | 69.3%+30.7pp |
| Annual return | 11.73% | 19.99%-8.3pp | 54.67%-42.9pp | 318.61%-306.9pp |
| Employer contribution / active EE | $2,453 | $2,044+20.0% | $2,732-10.2% | $2,565-4.4% |
| Participant deferral / active EE | $3,704 | $3,641+1.7% | $4,487-17.5% | $3,952-6.3% |
| Admin fee / account holder | $2,405 | $8,189-70.6% | $7,965-69.8% | $6,261-61.6% |