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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,770 | $64,729+24.8% | $112,263-28.1% | $68,490+17.9% |
| Participation rate | 98.7% | 67.2%+31.5pp | 75.1%+23.6pp | 67.9%+30.8pp |
| Annual return | -11.12% | -11.40%+0.3pp | 27.49%-38.6pp | -7.85%-3.3pp |
| Employer contribution / active EE | $1,802 | $2,746-34.4% | $3,636-50.4% | $2,597-30.6% |
| Participant deferral / active EE | $5,220 | $3,566+46.4% | $4,729+10.4% | $4,028+29.6% |
| Admin fee / account holder | $5,765 | $5,222+10.4% | $6,410-10.1% | $5,403+6.7% |