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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,989 | $133,981-37.3% | $112,249-25.2% | $134,532-37.6% |
| Participation rate | 58.3% | 78.6%-20.2pp | 75.1%-16.7pp | 81.2%-22.9pp |
| Annual return | -15.21% | 47.16%-62.4pp | 27.48%-42.7pp | 418.27%-433.5pp |
| Employer contribution / active EE | $1,220 | $4,040-69.8% | $3,636-66.5% | $4,741-74.3% |
| Participant deferral / active EE | $3,167 | $5,292-40.2% | $4,729-33.0% | $6,401-50.5% |
| Admin fee / account holder | $15,758 | $7,492+110.3% | $6,412+145.7% | $11,429+37.9% |