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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,864 | $101,950-64.8% | $125,529-71.4% | $86,983-58.8% |
| Participation rate | 75.5% | 70.2%+5.4pp | 74.7%+0.8pp | 69.5%+6.0pp |
| Annual return | 48.54% | 18.29%+30.2pp | 202.56%-154.0pp | 25.83%+22.7pp |
| Employer contribution / active EE | $2,333 | $2,358-1.1% | $3,058-23.7% | $2,584-9.7% |
| Participant deferral / active EE | $3,781 | $3,862-2.1% | $4,813-21.4% | $4,194-9.8% |
| Admin fee / account holder | $760 | $12,791-94.1% | $16,298-95.3% | $7,856-90.3% |