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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,864 | $97,648-63.3% | $121,663-70.5% | $87,485-59.0% |
| Participation rate | 75.5% | 70.5%+5.0pp | 74.5%+1.0pp | 68.9%+6.6pp |
| Annual return | 48.54% | 18.03%+30.5pp | 147.54%-99.0pp | 26.06%+22.5pp |
| Employer contribution / active EE | $2,333 | $2,300+1.4% | $3,020-22.7% | $2,596-10.1% |
| Participant deferral / active EE | $3,781 | $3,923-3.6% | $4,887-22.6% | $4,274-11.5% |
| Admin fee / account holder | $760 | $11,100-93.2% | $14,289-94.7% | $7,775-90.2% |