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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,864 | $94,031-61.9% | $115,768-69.0% | $82,448-56.5% |
| Participation rate | 75.5% | 70.4%+5.1pp | 74.4%+1.1pp | 68.1%+7.4pp |
| Annual return | 48.54% | 20.61%+27.9pp | 100.46%-51.9pp | 41.64%+6.9pp |
| Employer contribution / active EE | $2,333 | $2,323+0.4% | $2,940-20.6% | $2,551-8.5% |
| Participant deferral / active EE | $3,781 | $3,972-4.8% | $4,917-23.1% | $4,139-8.7% |
| Admin fee / account holder | $760 | $10,249-92.6% | $12,439-93.9% | $7,234-89.5% |