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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,169 | $92,766+180.5% | $82,763+214.4% | $134,545+93.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -22.19% | 946.97%-969.2pp | 702.45%-724.6pp | 418.37%-440.6pp |
| Employer contribution / active EE | $2,097 | $3,273-35.9% | $3,008-30.3% | $4,742-55.8% |
| Participant deferral / active EE | $7,966 | $4,802+65.9% | $4,395+81.2% | $6,401+24.4% |
| Admin fee / account holder | $1,892 | $5,978-68.4% | $5,325-64.5% | $11,431-83.5% |