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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,320 | $67,602+117.9% | $82,312+79.0% | $70,126+110.1% |
| Participation rate | 84.0% | 72.8%+11.2pp | 76.9%+7.1pp | 69.5%+14.5pp |
| Annual return | 7.26% | 21.57%-14.3pp | 25.88%-18.6pp | 73.15%-65.9pp |
| Employer contribution / active EE | $1,286 | $1,755-26.7% | $2,428-47.0% | $2,343-45.1% |
| Participant deferral / active EE | $3,566 | $2,987+19.4% | $3,706-3.8% | $3,332+7.0% |
| Admin fee / account holder | $60,680 | $4,512+1245.0% | $5,608+982.1% | $4,645+1206.2% |