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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,870 | $60,128-50.3% | $90,440-67.0% | $79,852-62.6% |
| Participation rate | 57.9% | 65.0%-7.1pp | 72.7%-14.8pp | 69.6%-11.7pp |
| Annual return | 11.04% | 71.95%-60.9pp | 1294.38%-1283.3pp | 31.72%-20.7pp |
| Employer contribution / active EE | $1,273 | $2,068-38.5% | $3,263-61.0% | $2,471-48.5% |
| Participant deferral / active EE | $2,459 | $2,939-16.3% | $3,964-38.0% | $3,740-34.3% |
| Admin fee / account holder | $6,712 | $3,977+68.8% | $5,615+19.5% | $5,306+26.5% |