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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,460 | $58,258-32.3% | $81,820-51.8% | $80,925-51.2% |
| Participation rate | 61.0% | 63.5%-2.5pp | 72.4%-11.4pp | 67.7%-6.7pp |
| Annual return | 15.79% | 41.76%-26.0pp | 777.93%-762.1pp | 35.65%-19.9pp |
| Employer contribution / active EE | $1,253 | $2,345-46.6% | $2,915-57.0% | $2,756-54.6% |
| Participant deferral / active EE | $2,781 | $3,284-15.3% | $4,323-35.7% | $4,299-35.3% |
| Admin fee / account holder | $4,399 | $4,976-11.6% | $7,391-40.5% | $6,940-36.6% |