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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,386 | $136,307-83.6% | $106,619-79.0% | $273,972-91.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 78.0%+22.0pp | 83.0%+17.0pp |
| Annual return | 2.66% | 11.05%-8.4pp | 9.42%-6.8pp | 41.46%-38.8pp |
| Employer contribution / active EE | $1,073 | $5,190-79.3% | $3,947-72.8% | $4,869-78.0% |
| Participant deferral / active EE | $1,323 | $4,969-73.4% | $3,930-66.3% | $5,287-75.0% |
| Admin fee / account holder | $19,992 | $8,625+131.8% | $6,418+211.5% | $10,133+97.3% |