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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,064 | $50,947+63.0% | $74,549+11.4% | $64,173+29.4% |
| Participation rate | 88.6% | 61.1%+27.6pp | 69.1%+19.5pp | 69.6%+19.1pp |
| Annual return | -6.12% | -1.85%-4.3pp | 32.53%-38.7pp | 7.63%-13.8pp |
| Employer contribution / active EE | $951 | $1,115-14.8% | $1,961-51.5% | $2,381-60.1% |
| Participant deferral / active EE | $2,421 | $2,302+5.2% | $3,108-22.1% | $3,470-30.2% |
| Admin fee / account holder | $2,980 | $4,221-29.4% | $5,059-41.1% | $4,887-39.0% |