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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,952 | $112,131+119.3% | $95,964+156.3% | $158,982+54.7% |
| Participation rate | 75.0% | 79.0%-4.0pp | 77.1%-2.1pp | 82.0%-7.0pp |
| Annual return | 10.70% | 171.19%-160.5pp | 91.64%-80.9pp | 302.99%-292.3pp |
| Employer contribution / active EE | $6,327 | $3,199+97.8% | $2,541+149.0% | $4,763+32.8% |
| Participant deferral / active EE | $0 | $4,784-100.0% | $4,167-100.0% | $5,983-100.0% |
| Admin fee / account holder | $156,593 | $10,136+1444.9% | $6,797+2203.8% | $11,252+1291.7% |