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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,569 | $87,834+13.4% | $133,975-25.7% | $62,881+58.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 87.1%+12.9pp | 69.3%+30.7pp |
| Annual return | 8.37% | 12.05%-3.7pp | 29.29%-20.9pp | 20.14%-11.8pp |
| Employer contribution / active EE | $6,862 | $3,482+97.1% | $5,211+31.7% | $2,281+200.9% |
| Participant deferral / active EE | $1,707 | $4,812-64.5% | $6,282-72.8% | $3,203-46.7% |
| Admin fee / account holder | $8,374 | $5,372+55.9% | $9,324-10.2% | $4,296+94.9% |