Filed October 14, 2025
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $70,118 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,874 | $37,393+46.7% | $77,024-28.8% | $66,914-18.0% |
| Participation rate | 96.5% | 52.9%+43.6pp | 67.9%+28.6pp | 69.8%+26.7pp |
| Annual return | -19.53% | -3.29%-16.2pp | 42.32%-61.8pp | 1.58%-21.1pp |
| Employer contribution / active EE | $939 | $1,531-38.7% | $2,812-66.6% | $2,544-63.1% |
| Participant deferral / active EE | $3,638 | $2,617+39.0% | $4,426-17.8% | $4,237-14.1% |
| Admin fee / account holder | $314 | $567-44.6% | $5,425-94.2% | $593-47.1% |