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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,263 | $96,388-77.9% | $80,627-73.6% | $139,466-84.8% |
| Participation rate | 50.0% | 73.6%-23.6pp | 67.0%-17.0pp | 80.3%-30.3pp |
| Annual return | 11.03% | 1352.08%-1341.0pp | 936.76%-925.7pp | 373.66%-362.6pp |
| Employer contribution / active EE | $748 | $3,260-77.0% | $2,723-72.5% | $4,754-84.3% |
| Participant deferral / active EE | $11,203 | $5,224+114.4% | $4,443+152.1% | $6,712+66.9% |
| Admin fee / account holder | $1,621 | $6,603-75.5% | $5,381-69.9% | $11,409-85.8% |