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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,854 | $115,814-26.7% | $101,275-16.2% | $158,982-46.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 16.36% | 56.16%-39.8pp | 46.48%-30.1pp | 302.99%-286.6pp |
| Employer contribution / active EE | $1,715 | $4,176-58.9% | $3,660-53.1% | $4,763-64.0% |
| Participant deferral / active EE | $14,546 | $4,958+193.4% | $4,371+232.8% | $5,983+143.1% |
| Admin fee / account holder | $356 | $7,249-95.1% | $5,948-94.0% | $11,252-96.8% |