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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,398 | $138,102-28.8% | $125,381-21.5% | $134,532-26.9% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | -16.88% | 750.73%-767.6pp | 572.31%-589.2pp | 418.27%-435.1pp |
| Employer contribution / active EE | $3,946 | $5,245-24.8% | $4,815-18.1% | $4,741-16.8% |
| Participant deferral / active EE | $4,400 | $7,801-43.6% | $7,448-40.9% | $6,401-31.3% |
| Admin fee / account holder | $44,651 | $11,568+286.0% | $10,007+346.2% | $11,429+290.7% |