See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 7-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
JULY BUSINESS SERVICES3 years Filed as: JULY BUSINESS SERVICES LLC Service code 15 400 AUSTIN AVE. · WACO, TX 76701 | Recordkeeping | $11,853 |
Service code 27 201 EAST LIBERTY, SUITE 22 · ANN ARBOR, MI 48104 | Advisory (Plan) | $5,379 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,331 | $40,278+52.3% | $80,569-23.9% | $80,160-23.5% |
| Participation rate | 2.6% | 47.5%-44.9pp | 67.0%-64.4pp | 72.9%-70.3pp |
| Annual return | 175.04% | 50.86%+124.2pp | 935.43%-760.4pp | 40.38%+134.7pp |
| Employer contribution / active EE | $0 | $1,332-100.0% | $2,723-100.0% | $2,978-100.0% |
| Participant deferral / active EE | $120 | $2,696-95.6% | $4,447-97.3% | $5,017-97.6% |
| Admin fee / account holder | $366 | $210+74.1% | $5,377-93.2% | $145+152.7% |