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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,212 | $97,020-37.9% | $83,327-27.7% | $135,380-55.5% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -15.00% | 12.31%-27.3pp | 10.64%-25.6pp | 519.81%-534.8pp |
| Employer contribution / active EE | $0 | $4,144-100.0% | $3,379-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $11,072 | $5,964+85.6% | $5,565+98.9% | $5,609+97.4% |
| Admin fee / account holder | $3,416 | $8,426-59.5% | $7,540-54.7% | $10,828-68.5% |