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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,387 | $100,279+189.6% | $81,353+256.9% | $145,884+99.1% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 12.68% | 34.49%-21.8pp | 24.82%-12.1pp | 551.85%-539.2pp |
| Employer contribution / active EE | $2,745 | $2,979-7.9% | $2,464+11.4% | $4,662-41.1% |
| Participant deferral / active EE | $7,535 | $4,611+63.4% | $3,885+94.0% | $6,690+12.6% |
| Admin fee / account holder | $5,734 | $8,206-30.1% | $5,766-0.6% | $13,392-57.2% |