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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,891 | $138,102-9.6% | $125,381-0.4% | $134,532-7.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -22.46% | 750.73%-773.2pp | 572.31%-594.8pp | 418.27%-440.7pp |
| Employer contribution / active EE | $24,252 | $5,245+362.3% | $4,815+403.6% | $4,741+411.5% |
| Participant deferral / active EE | $12,318 | $7,801+57.9% | $7,448+65.4% | $6,401+92.4% |
| Admin fee / account holder | $1,049 | $11,568-90.9% | $10,007-89.5% | $11,429-90.8% |