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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,710 | $105,145-40.4% | $94,664-33.8% | $139,466-55.0% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 18.65% | 38.09%-19.4pp | 156.84%-138.2pp | 373.66%-355.0pp |
| Employer contribution / active EE | $2,340 | $4,107-43.0% | $3,673-36.3% | $4,754-50.8% |
| Participant deferral / active EE | $9,750 | $7,599+28.3% | $7,417+31.4% | $6,712+45.3% |
| Admin fee / account holder | $710 | $8,972-92.1% | $7,222-90.2% | $11,409-93.8% |