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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,080 | $108,942-10.9% | $100,415-3.3% | $145,897-33.5% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 15.20% | 58.27%-43.1pp | 49.47%-34.3pp | 552.29%-537.1pp |
| Employer contribution / active EE | $15,086 | $4,422+241.2% | $3,943+282.6% | $4,663+223.6% |
| Participant deferral / active EE | $9,750 | $8,461+15.2% | $8,091+20.5% | $6,689+45.8% |
| Admin fee / account holder | $1,163 | $9,702-88.0% | $7,906-85.3% | $13,390-91.3% |