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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,618 | $100,970+25.4% | $96,576+31.1% | $137,256-7.8% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 17.97% | 38.16%-20.2pp | 38.47%-20.5pp | 220.34%-202.4pp |
| Employer contribution / active EE | $2,340 | $3,809-38.6% | $3,553-34.1% | $4,156-43.7% |
| Participant deferral / active EE | $9,750 | $8,286+17.7% | $7,956+22.5% | $6,407+52.2% |
| Admin fee / account holder | $1,649 | $11,312-85.4% | $11,381-85.5% | $12,270-86.6% |