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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,514 | $96,419-83.9% | $80,648-80.8% | $139,487-88.9% |
| Participation rate | 66.7% | 73.6%-7.0pp | 67.0%-0.3pp | 80.3%-13.7pp |
| Annual return | 36.39% | 1352.86%-1316.5pp | 937.21%-900.8pp | 373.84%-337.4pp |
| Employer contribution / active EE | $3,122 | $3,261-4.3% | $2,724+14.6% | $4,755-34.3% |
| Participant deferral / active EE | $14,682 | $5,225+181.0% | $4,443+230.4% | $6,713+118.7% |
| Admin fee / account holder | $492 | $6,605-92.6% | $5,382-90.9% | $11,407-95.7% |