Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,806 | $73,863-80.0% | $143,797-89.7% | $68,490-78.4% |
| Participation rate | 22.3% | 66.7%-44.3pp | 80.3%-58.0pp | 67.9%-45.6pp |
| Annual return | -22.77% | 0.91%-23.7pp | -0.04%-22.7pp | -7.85%-14.9pp |
| Employer contribution / active EE | $210 | $3,185-93.4% | $4,952-95.8% | $2,597-91.9% |
| Participant deferral / active EE | $989 | $3,385-70.8% | $5,638-82.5% | $4,028-75.4% |
| Admin fee / account holder | $1,336 | $5,756-76.8% | $14,679-90.9% | $5,403-75.3% |