Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $513 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,719 | $50,385-1.3% | $75,501-34.1% | $62,293-20.2% |
| Participation rate | 24.2% | 67.7%-43.5pp | 72.4%-48.2pp | 69.5%-45.4pp |
| Annual return | 20.70% | 19.90%+0.8pp | 27.35%-6.6pp | 28.90%-8.2pp |
| Employer contribution / active EE | $726 | $1,537-52.8% | $2,352-69.1% | $2,042-64.4% |
| Participant deferral / active EE | $926 | $2,445-62.1% | $3,142-70.5% | $3,169-70.8% |
| Admin fee / account holder | $128 | $384-66.7% | $5,801-97.8% | $479-73.3% |