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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,460 | $142,409-77.9% | $119,634-73.7% | $134,545-76.6% |
| Participation rate | 85.7% | 82.8%+2.9pp | 79.3%+6.4pp | 81.2%+4.5pp |
| Annual return | -20.13% | -12.46%-7.7pp | -14.98%-5.1pp | 418.37%-438.5pp |
| Employer contribution / active EE | $6,211 | $5,224+18.9% | $4,232+46.8% | $4,742+31.0% |
| Participant deferral / active EE | $15,683 | $6,468+142.5% | $5,601+180.0% | $6,401+145.0% |
| Admin fee / account holder | $1,662 | $13,594-87.8% | $10,329-83.9% | $11,431-85.5% |