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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,454 | $117,444-97.9% | $99,479-97.5% | $152,909-98.4% |
| Participation rate | 100.0% | 77.5%+22.5pp | 73.8%+26.2pp | 82.5%+17.5pp |
| Annual return | 25.59% | 31.87%-6.3pp | 30.72%-5.1pp | 345.46%-319.9pp |
| Employer contribution / active EE | $1,670 | $3,014-44.6% | $2,540-34.3% | $4,764-64.9% |
| Participant deferral / active EE | $1,942 | $4,086-52.5% | $3,619-46.4% | $5,851-66.8% |
| Admin fee / account holder | $1,148 | $7,635-85.0% | $6,253-81.6% | $11,601-90.1% |