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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,222 | $85,766+40.2% | $136,298-11.8% | $70,126+71.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 20.33% | 31.46%-11.1pp | 5156.27%-5135.9pp | 73.15%-52.8pp |
| Employer contribution / active EE | $9,045 | $2,966+204.9% | $4,696+92.6% | $2,343+286.1% |
| Participant deferral / active EE | $6,978 | $5,051+38.1% | $6,247+11.7% | $3,332+109.4% |
| Admin fee / account holder | $36,722 | $5,421+577.4% | $9,244+297.3% | $4,645+690.5% |