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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,824 | $110,337-80.2% | $102,383-78.7% | $145,877-85.0% |
| Participation rate | 77.8% | 77.9%-0.2pp | 74.5%+3.3pp | 80.3%-2.5pp |
| Annual return | 5.51% | 24.83%-19.3pp | 24.94%-19.4pp | 551.28%-545.8pp |
| Employer contribution / active EE | $1,714 | $4,216-59.3% | $3,870-55.7% | $4,663-63.2% |
| Participant deferral / active EE | $8,418 | $5,621+49.8% | $5,060+66.4% | $6,691+25.8% |
| Admin fee / account holder | $21,311 | $9,750+118.6% | $8,391+154.0% | $13,402+59.0% |