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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,824 | $110,410-80.2% | $102,437-78.7% | $145,897-85.0% |
| Participation rate | 77.8% | 77.9%-0.2pp | 74.5%+3.3pp | 80.3%-2.5pp |
| Annual return | 5.51% | 24.85%-19.3pp | 24.95%-19.4pp | 552.29%-546.8pp |
| Employer contribution / active EE | $1,714 | $4,217-59.3% | $3,871-55.7% | $4,663-63.2% |
| Participant deferral / active EE | $8,418 | $5,622+49.7% | $5,060+66.4% | $6,689+25.8% |
| Admin fee / account holder | $21,311 | $9,745+118.7% | $8,388+154.1% | $13,390+59.2% |