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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,824 | $111,814-80.5% | $103,374-78.9% | $145,959-85.0% |
| Participation rate | 77.8% | 77.9%-0.2pp | 74.5%+3.3pp | 80.3%-2.5pp |
| Annual return | 5.51% | 24.77%-19.3pp | 24.89%-19.4pp | 561.95%-556.4pp |
| Employer contribution / active EE | $1,714 | $4,214-59.3% | $3,869-55.7% | $4,661-63.2% |
| Participant deferral / active EE | $8,418 | $5,618+49.8% | $5,058+66.4% | $6,689+25.9% |
| Admin fee / account holder | $21,311 | $9,754+118.5% | $8,394+153.9% | $13,398+59.1% |