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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,892 | $80,992+94.9% | $96,534+63.6% | $75,173+110.0% |
| Participation rate | 97.4% | 71.8%+25.6pp | 76.0%+21.4pp | 67.2%+30.2pp |
| Annual return | 19.12% | 27.05%-7.9pp | 25.88%-6.8pp | 160.72%-141.6pp |
| Employer contribution / active EE | $5,598 | $2,283+145.2% | $2,965+88.8% | $2,671+109.6% |
| Participant deferral / active EE | $9,129 | $3,929+132.3% | $4,851+88.2% | $4,126+121.2% |
| Admin fee / account holder | $24,765 | $6,717+268.7% | $8,253+200.1% | $5,651+338.3% |