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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,515 | $95,453+114.3% | $112,040+82.5% | $82,448+148.1% |
| Participation rate | 97.4% | 72.8%+24.7pp | 76.5%+20.9pp | 68.1%+29.4pp |
| Annual return | 14.73% | 23.92%-9.2pp | 24.52%-9.8pp | 41.64%-26.9pp |
| Employer contribution / active EE | $11,132 | $2,318+380.3% | $2,954+276.8% | $2,551+336.4% |
| Participant deferral / active EE | $9,431 | $4,224+123.3% | $5,098+85.0% | $4,139+127.8% |
| Admin fee / account holder | $12,686 | $9,013+40.8% | $12,098+4.9% | $7,234+75.4% |