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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,345 | $96,524-95.5% | $75,900-94.3% | $152,909-97.2% |
| Participation rate | 77.3% | 76.2%+1.1pp | 69.3%+8.0pp | 82.5%-5.2pp |
| Annual return | 26.72% | 33.93%-7.2pp | 30.73%-4.0pp | 345.46%-318.7pp |
| Employer contribution / active EE | $1,146 | $3,311-65.4% | $2,501-54.2% | $4,764-75.9% |
| Participant deferral / active EE | $1,754 | $4,554-61.5% | $3,604-51.3% | $5,851-70.0% |
| Admin fee / account holder | $627 | $8,082-92.2% | $5,421-88.4% | $11,601-94.6% |