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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,772 | $45,872+2.0% | $77,096-39.3% | $68,486-31.7% |
| Participation rate | 75.0% | 55.9%+19.1pp | 67.9%+7.1pp | 67.9%+7.1pp |
| Annual return | -18.10% | 1.73%-19.8pp | 42.35%-60.4pp | -7.85%-10.2pp |
| Employer contribution / active EE | $2,250 | $1,650+36.4% | $2,814-20.1% | $2,597-13.3% |
| Participant deferral / active EE | $5,378 | $2,963+81.5% | $4,429+21.4% | $4,028+33.5% |
| Admin fee / account holder | $1,182 | $3,041-61.1% | $5,428-78.2% | $5,404-78.1% |