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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,908 | $181,062-70.2% | $158,223-65.9% | $155,188-65.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 13.55% | 57.39%-43.8pp | 52.09%-38.5pp | 148.84%-135.3pp |
| Employer contribution / active EE | $27,858 | $4,565+510.3% | $4,109+578.0% | $4,248+555.8% |
| Participant deferral / active EE | $35,365 | $6,134+476.5% | $5,467+546.9% | $6,531+441.5% |
| Admin fee / account holder | $18,061 | $18,825-4.1% | $16,047+12.6% | $14,480+24.7% |