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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,583 | $100,139-50.5% | $85,187-41.8% | $145,884-66.0% |
| Participation rate | 92.3% | 74.1%+18.2pp | 67.5%+24.8pp | 80.3%+12.0pp |
| Annual return | 3.65% | 84.15%-80.5pp | 66.67%-63.0pp | 551.85%-548.2pp |
| Employer contribution / active EE | $5,752 | $3,238+77.6% | $2,732+110.5% | $4,662+23.4% |
| Participant deferral / active EE | $2,282 | $5,296-56.9% | $4,525-49.6% | $6,690-65.9% |
| Admin fee / account holder | $427 | $7,262-94.1% | $6,162-93.1% | $13,392-96.8% |