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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,161 | $103,038+132.1% | $90,324+164.8% | $152,909+56.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 20.27% | 95.25%-75.0pp | 78.15%-57.9pp | 345.46%-325.2pp |
| Employer contribution / active EE | $10,698 | $3,141+240.6% | $2,856+274.6% | $4,764+124.6% |
| Participant deferral / active EE | $9,824 | $4,282+129.4% | $3,885+152.8% | $5,851+67.9% |
| Admin fee / account holder | $963 | $6,177-84.4% | $5,356-82.0% | $11,601-91.7% |