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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,159 | $157,829+71.2% | $136,867+97.4% | $198,609+36.0% |
| Participation rate | 100.0% | 77.2%+22.8pp | 74.5%+25.5pp | 82.4%+17.6pp |
| Annual return | 15.33% | 51.25%-35.9pp | 42.97%-27.6pp | 202.70%-187.4pp |
| Employer contribution / active EE | $10,086 | $3,923+157.1% | $3,547+184.4% | $5,055+99.5% |
| Participant deferral / active EE | $6,377 | $5,463+16.7% | $4,924+29.5% | $6,977-8.6% |
| Admin fee / account holder | $112,641 | $11,107+914.1% | $10,340+989.4% | $19,030+491.9% |