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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,099 | $181,896+14.4% | $156,551+32.9% | $273,972-24.0% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 6.12% | 30.74%-24.6pp | 32.23%-26.1pp | 41.46%-35.3pp |
| Employer contribution / active EE | $2,831 | $6,248-54.7% | $5,501-48.5% | $4,869-41.8% |
| Participant deferral / active EE | $3,081 | $5,550-44.5% | $4,871-36.7% | $5,287-41.7% |
| Admin fee / account holder | $13,178 | $15,560-15.3% | $13,028+1.2% | $10,133+30.1% |