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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,944 | $124,330-34.1% | $109,173-24.9% | $167,536-51.1% |
| Participation rate | 63.6% | 79.5%-15.8pp | 75.9%-12.2pp | 82.1%-18.5pp |
| Annual return | 27.88% | 26.04%+1.8pp | 25.75%+2.1pp | 478.82%-450.9pp |
| Employer contribution / active EE | $0 | $4,209-100.0% | $3,723-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $4,120 | $5,256-21.6% | $4,654-11.5% | $6,342-35.0% |
| Admin fee / account holder | $2,291 | $7,974-71.3% | $6,755-66.1% | $12,315-81.4% |