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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $428,481 | $150,447+184.8% | $136,298+214.4% | $147,586+190.3% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 22.47% | 1049.15%-1026.7pp | 5156.27%-5133.8pp | 578.59%-556.1pp |
| Employer contribution / active EE | $15,496 | $5,256+194.8% | $4,696+230.0% | $4,876+217.8% |
| Participant deferral / active EE | $13,490 | $6,631+103.4% | $6,247+115.9% | $5,439+148.0% |
| Admin fee / account holder | $19,113 | $10,906+75.2% | $9,244+106.8% | $10,886+75.6% |