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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,365 | $65,367+36.7% | $92,915-3.8% | $72,976+22.5% |
| Participation rate | 88.1% | 68.3%+19.7pp | 76.0%+12.1pp | 69.5%+18.6pp |
| Annual return | 15.69% | 42.11%-26.4pp | 109.45%-93.8pp | 81.02%-65.3pp |
| Employer contribution / active EE | $2,332 | $2,594-10.1% | $3,653-36.2% | $2,440-4.4% |
| Participant deferral / active EE | $5,134 | $3,128+64.1% | $4,238+21.1% | $3,608+42.3% |
| Admin fee / account holder | $3,428 | $4,251-19.4% | $5,796-40.8% | $5,124-33.1% |