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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,832 | $106,280-42.8% | $96,538-37.0% | $139,487-56.4% |
| Participation rate | 71.4% | 77.8%-6.4pp | 74.3%-2.9pp | 80.3%-8.9pp |
| Annual return | 19.26% | 38.48%-19.2pp | 35.74%-16.5pp | 373.84%-354.6pp |
| Employer contribution / active EE | $1,596 | $4,107-61.1% | $3,740-57.3% | $4,755-66.4% |
| Participant deferral / active EE | $10,151 | $5,457+86.0% | $4,880+108.0% | $6,713+51.2% |
| Admin fee / account holder | $415 | $7,888-94.7% | $6,737-93.8% | $11,407-96.4% |