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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,150 | $168,635-35.9% | $147,617-26.7% | $125,389-13.7% |
| Participation rate | 93.3% | 88.8%+4.6pp | 84.6%+8.7pp | 83.2%+10.1pp |
| Annual return | -5.26% | 77.65%-82.9pp | 61.98%-67.2pp | 282.24%-287.5pp |
| Employer contribution / active EE | $4,691 | $6,252-25.0% | $5,564-15.7% | $4,866-3.6% |
| Participant deferral / active EE | $4,553 | $5,507-17.3% | $4,895-7.0% | $5,352-14.9% |
| Admin fee / account holder | $32,221 | $13,580+137.3% | $11,612+177.5% | $9,541+237.7% |