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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,744 | $71,215+28.8% | $93,696-2.1% | $80,935+13.4% |
| Participation rate | 69.6% | 60.4%+9.2pp | 68.7%+0.8pp | 67.7%+1.9pp |
| Annual return | 17.37% | 11.27%+6.1pp | 133.74%-116.4pp | 35.66%-18.3pp |
| Employer contribution / active EE | $2,211 | $1,565+41.3% | $2,422-8.7% | $2,757-19.8% |
| Participant deferral / active EE | $5,577 | $4,037+38.2% | $4,417+26.3% | $4,299+29.7% |
| Admin fee / account holder | $1,118 | $6,958-83.9% | $8,287-86.5% | $6,924-83.9% |