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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,368 | $82,678-52.4% | $125,391-68.6% | $68,490-42.5% |
| Participation rate | 51.4% | 75.1%-23.6pp | 82.4%-31.0pp | 67.9%-16.5pp |
| Annual return | -17.35% | -5.97%-11.4pp | 572.41%-589.8pp | -7.85%-9.5pp |
| Employer contribution / active EE | $934 | $3,382-72.4% | $4,816-80.6% | $2,597-64.0% |
| Participant deferral / active EE | $3,458 | $6,111-43.4% | $7,448-53.6% | $4,028-14.1% |
| Admin fee / account holder | $312 | $6,277-95.0% | $10,009-96.9% | $5,403-94.2% |