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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,278 | $197,637-32.6% | $177,848-25.1% | $158,982-16.2% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 22.34% | 58.77%-36.4pp | 48.33%-26.0pp | 302.99%-280.6pp |
| Employer contribution / active EE | $10,763 | $6,698+60.7% | $5,919+81.8% | $4,763+126.0% |
| Participant deferral / active EE | $4,333 | $8,405-48.4% | $7,714-43.8% | $5,983-27.6% |
| Admin fee / account holder | $18,193 | $15,406+18.1% | $12,431+46.3% | $11,252+61.7% |