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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,986 | $97,732-81.6% | $83,831-78.5% | $135,380-86.7% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -11.45% | 1287.56%-1299.0pp | 850.99%-862.4pp | 519.81%-531.3pp |
| Employer contribution / active EE | $4,219 | $4,222-0.1% | $3,631+16.2% | $4,779-11.7% |
| Participant deferral / active EE | $4,599 | $4,683-1.8% | $4,082+12.7% | $5,609-18.0% |
| Admin fee / account holder | $719 | $6,675-89.2% | $5,479-86.9% | $10,828-93.4% |